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Despite Minnesota’s mandatory insurance laws, many drivers in Rochester and throughout the state remain uninsured or carry only minimum coverage. When these drivers cause accidents, victims often face significant challenges in securing compensation for their injuries and losses. Understanding your uninsured/underinsured motorist (UM/UIM) coverage is essential for protecting yourself and your family.
At Restovich, Braun & Associates we help injured victims navigate the complexities of UM/UIM claims in Rochester. Our lawyers have extensive experience securing fair compensation when standard liability coverage falls short. Whether you were injured by an uninsured driver or faced damages exceeding the at-fault party’s policy limits, we provide the skilled advocacy you need during this challenging time.
Minnesota law requires all auto insurance policies to include coverage for uninsured and underinsured motorists. These protections serve as crucial safety nets when:
This coverage applies to various situations beyond traditional car accidents, including motorcycle accidents, pedestrian injuries or bicycle accidents when the responsible party lacks adequate insurance.
Despite having appropriate coverage, securing fair compensation through UM/UIM claims often involves overcoming significant obstacles:
Our experienced Rochester attorneys understand these challenges and know how to effectively address them. We work diligently to make certain insurers honor their obligations and provide the full benefits you deserve under your policy.
If you have been injured by an uninsured or underinsured driver in Rochester or elsewhere in Minnesota, prompt legal assistance is critical. Contact our Rochester office today for a free consultation by completing our online inquiry form or calling .
